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Micro-Credit, Poverty and Empowerment

Micro-Credit, Poverty and Empowerment
Linking the Triad

First Edition
Edited by:

November 2005 | 372 pages | SAGE Publications Pvt. Ltd
Micro-credit, or the making available of small amounts of credit to the poor, is seen as a vital tool for poverty alleviation and women's empowerment in developing societies. This volume examines micro-credit interventions made in India and provides valuable insights into: the role of social mobilization in reducing poverty; the working of community banking programmes at the village level; the efforts to create space for women to carry out credit and savings transactions; the process of empowerment through the formation of women's groups; and the improvement of women's lives through savings and credit activity.

Maxine Olson

Introduction: Linking the Triad

Joy Deshmukh-Ranadive and Ranjani K Murthy
Towards Women's Empowerment and Poverty Reduction: Lessons from the Andhra Pradesh South Asia Poverty Alleviation Programme

Ranjani K Murthy, K Raju and Amitha Kamath with Research Team
Micro-Credit and Women's Empowerment: A Case Study of SHARE Micro-Finance Limited

Anuradha Rajivan
Social Mobilization and Micro-Credit for Women's Empowerment: A Study of the DHAN Foundation

Veena Padia
Awareness, Access, Agency: Experiences of Swayam Shikshan Prayog in Micro-Finance and Women`s Empowerment

Soma Kishore Parthasarathy
Micro-Credit and Women`s Empowerment: The Lokadrusti Case

Shashi Rajagopalan
Social Mobilization and Micro-Finance for Women's Empowerment-Lessons from the ASA Trust

Kalpana Sankar
Conclusion: Analysing the Link

Ranjani K Murthy and Joy Deshmukh-Ranadive


The book has been authored by eminent socialists, experienced bankers with valuable grass root experience of working on the pertinent poverty and gender issues and women welfare.

Indian Journal of Agricultural Economics

This is a very useful book for understanding the various pulls and pressures under which micro-credit operates in this country…. The book is very well written and engaging and opens up several issues for debate. In a sector where most of the work that happens remains in spiral bound reports, it is important that more and more books come out and open up larger debates not only on the nature of the micro-credit programmes, but also on the methodological issues and overall impacts. This book is indeed a very useful and welcome addition as it helps to extend the debate to a higher intellectual plane. It is also an important book for the practitioners since it will help them understand the burden of expectations laid out on them by the world at large.


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ISBN: 9780761933663

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