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Credit Risk Management for Indian Banks

Credit Risk Management for Indian Banks

First Edition

September 2013 | 388 pages | SAGE Publications Pvt. Ltd
Credit Risk Management for Indian Banks is a one-stop reference book for practising credit risk professionals in the Indian banking sector. This is the first book of its kind, which is exclusively targets the practical needs of Indian bankers. It lays more emphasis on the ground realities of Indian banking and enunciates principles and guidelines of credit risk management based on real-life situations. 



Short-term Credit by Commercial Banks

Long-term Credit by Commercial Banks

Non-Fund based Credit Exposure-Bank Guarantee

Non-Fund based Credit Exposure-Letters of Credit

Retail Credit Risk and Economic Welfare

Assessment of Credit Risk

Non-performing Assets

Credit Recovery and Legal Aspects of Credit Risk

Processes in Management of Credit Risk

Improving Credit Risk Management

RBI Regulation and Capital Adequacy



This is the first book of its kind which has a thorough and comprehensive treatment of credit risk pertinent to the Indian Banking Sector. I recommend this book as a must read for all banking professionals in India.

V.K. Sharma
Executive Director, RBI

This book addresses a long-felt need for a complete handbook for credit risk management.

N.S. Venkatesh
Chief General Manager & Head Treasury, IDBI Bank

I haven't come across a reference book like this. It’s a useful contribution to the literature on Indian Banking.

Anup Bagchi
CEO, ICICI Securities

I would recommend it as a mandatory reading for all entry level bank professionals and as a reference book for senior bankers.

Ashish Agarwal
Chief Risk Officer, Yes Bank

[The book] is a delightful addition to banking literature, not just in India but globally, because the latest credit risk management techniques discussed in the book are universal, though applied in the Indian context...if you are associated with the credit industry, you’ll find innumerable strategies to deal with real-life challenges in the banking/credit industry, which is priceless. If you are looking for one stop resource to understand all facets of credit risk management, you’ll find the book extremely valuable, packed with state-of-the-art credit risk management tools...the author does an exceptionally thorough job in explaining key with both fund-based and non-fund-based literature in comprehensive detail...[it] is better than any other book on credit-risk globally...unlike some other books which produce RBI guidelines verbatim, the author chooses to discuss them and explain them using examples... an extremely useful, pertinent and timely contribution to the banking and credit industry literature.
The Financial Express

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ISBN: 9788132111023